Regulatory Readiness

In crypto, “we’ll deal with compliance later” is a common mantra and one of the biggest liabilities.

At Tharwa, we’ve taken the opposite approach: build from day one with real-world compliance in mind. Because if this ecosystem is going to scale, it needs to earn trust across jurisdictions, user types, and capital bases: not just farm emissions and pray for the best.

UAE-Based, Global-Ready

Tharwa is headquartered in the United Arab Emirates, a growing financial hub with a forward-thinking approach to digital assets, RWA tokenization, and Shariah-aligned finance.

This location gives us:

• Proximity to sovereign wealth funds, asset managers, and institutional allocators

• Regulatory clarity around virtual assets, with evolving frameworks for RWA-backed models

• The ability to structure capital products under both national regulations and Islamic financial principles, opening the door to capital pools others can’t access

We’re building in a jurisdiction that actually wants to see projects like this succeed: not get boxed in.

Compliance Infrastructure

Our architecture is built for integration with compliant custodians, KYC infrastructure, and audited flows. That includes:

• Multi-tiered user roles, from anonymous DeFi users to verified institutional participants

• Whitelisted market makers who mint and redeem thUSD at parity, under compliance controls

• On-chain auditability of mint/burn events, vault flows, and asset performance

• Regulatory-ready documentation and legal structuring for onboarding regulated asset managers

• Incorporation processes already underway to align with UAE’s financial regulator standards

This foundation is what lets us engage seriously with institutions, not just tweet at them.

Shariah Considerations

We are not yet Shariah-certified, and we won’t pretend otherwise.

However, we’re designing our vault architecture to allow for segregated, faith-aligned strategies such as sukuk-backed vaults, that can be independently audited and certified. These will be made available in future phases, potentially via dedicated staking and product lines.

By keeping faith-based and global-market strategies structurally separate, we can serve both communities without dilution or compromise.

Audit-First Protocol Design

Regulation starts with transparency. Tharwa is committed to:

• Full smart contract audits (Stage 0 audit already completed with Prism Security)

• On-chain solvency and treasury monitoring

• Open audit contests via platforms like Sherlock and Cantina

• Multi-sig governance, with emergency circuit breakers for extreme volatility events

We don’t outsource trust. We earn it through architecture.